FAQ
Frequently asked questions
- What is Smart Money Movement?
- Smart Money Movement is a financial-wellness education company founded by Samantha Muriello, MBA. It helps busy professionals, military members transitioning to civilian life, military spouses, career changers and entrepreneurs improve their financial and physical well-being through realistic daily habits.
- What is the Three-Bucket System?
- It's a budgeting framework that splits your monthly take-home income into three categories — Bills, Savings and Lifestyle — so every dollar has a job without line-by-line tracking. See the full guide with a worked example.
- Is Samantha Muriello a licensed financial adviser?
- No. Samantha is a financial-wellness educator — not a licensed financial adviser, attorney, tax professional, physician or registered dietitian. Everything published here is education, not individualized financial, investment, tax, legal or medical advice. Read the disclaimer.
- What are Samantha's qualifications?
- She holds an MBA and a bachelor's degree in exercise science, is a Lean Six Sigma Yellow Belt, and brings more than 15 years of experience in fitness, coaching and behavior change. She is also a former trucking-business owner who rebuilt financially after major setbacks. Full biography.
- What is the 30-Day Build Wealth. Live Well. Challenge?
- A 30-day guided program that turns the Three-Bucket System into a daily practice, pairing money habits with wellness habits and accountability. See what's included.
- Do I need a certain income to participate?
- No. The framework is built around habits and structure rather than a specific income level, and it adapts to irregular income by budgeting from your lowest recent month.
- Do you work with military members and spouses?
- Yes. The military-to-civilian finances hub covers runway math, PCS-proof habits and a transition checklist.
- Can Samantha speak at our event or workshop?
- Yes — keynotes and workshops for employers, associations, military transition programs and small-business groups. See topics and send an inquiry.
- Are results guaranteed?
- No. Smart Money Movement makes no promises of savings, earnings, investment returns or health outcomes. Results vary based on your circumstances, your income and the actions you take.
- How do I get in touch?
- Email sam@smartmoney-movement.com or use the contact form. Samantha replies personally, usually within two business days.
Still have a question?
Send a note and Samantha will reply personally.